ontario home insurance services

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We offer our Ontario clients the most comprehensive property insurance available through SGI Canada.

Are you insured for these expensive breakdowns?

  • Furnace

  • Water Heater

  • Kitchen Appliances

  • Electrical Panels

  • Sewer Lines

  • Entertainment Systems

  • Computers/Electronics

  • Air Conditioning

  • Excercise Equipment

  • Prized Possessions

We have you covered!

Learn more …

Is your home fully protected?

Can you afford to replace/repair your critical home systems?  With our comprehensive coverage you don’t have to worry.  In the event of a breakdown, you can save huge!

Protect your home systems

We have designed Home Systems Protection to take care of the systems, equipment and appliances that run your life.

When it stops working

Most of the time, you don’t notice your furnace, air conditioner or electrical wiring. These home systems and appliances are designed to work for you – and usually they do. That is, until something breaks and you’re left with an expensive repair bill.

We’ve built Home Systems Protection to tackle the high price of equipment breakdown.

We’ll help you get your life back to normal, without breaking the bank. If you qualify, you can add this coverage to any Home Pak, Condo or Tenant insurance policy.

Systems We Cover

Heating

heating or energy (solar, wind, geothermal); boilers; furnaces; heat pumps; hot water heaters (electric, gas, solar); radiant floor heating

Electric & Water

electrical service panels; water purification and filtration; well pumps; installed sump pumps

Air & Ventilation

central air conditioning; ventilation

Security

monitored home security systems; devices to control system

Accessibility

chair lifts and elevators

Some of the equipment we cover:

  • kitchen and laundry appliances
  • home entertainment equipment
  • computers and wireless devices
  • power tools and shop equipment
  • portable medical equipment
  • portable generators and sump pumps

Find out how Home Systems Protection has helped customers like you.

Home Systems Protection provides up to $50,000 for loss, damage or expense related to the breaking down of 1 of your home systems. Coverages include:

  • damage to your eligible home systems equipment – included in this coverage
  • up to $5,000 in food spoilage – if your refrigerator breaks down
  • expediting expenses – any costs needed to speed up the repair or replacement process of your equipment
  • a special amount to upgrade your equipment, wiring, appliances, etc., to meet new environmental, safety and efficiency standards
  • any extra living expenses (meals, hotels, gas, etc.) you have to pay because your home is unlivable
  • lost rental income – if you can’t rent out your home due to damage
  • your choice of deductible (the amount you have to pay if you have a claim)
  • $1,000 minimum or $2,500 or $5,000 options

Feature Rich Property Insurance

We provide the most comprehensive, secure and reliable property insurance available. As with all insurance policies and coverages, your home will qualify based on its age, location and history.

View Coverage Details

Qualify for Discounts

  • having a good credit score
  • for your age and the number of years you’ve carried insurance
  • being claims-free for 5 years or more
  • having a monitored security system
  • bundling your home and auto policy
  • smoke free household
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house insurance

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condo insurance

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rental tenant insurance

Tenant/Renter

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Questions?

Call us at (877) 373-3133 or send us an email.

COMMUNITIES WE SERVE

D.B. THOMAS INSURANCE BROKERS INC. #405 – 4145 North Service Road Burlington, ON L7L 6A3

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